Posted by Tim Lujan on December 16, 2006 at 1:46 PM
Hi everyone,
It’s been a while since last I posted here and I wish my motivation to do so again was for a better reason.
My car was recently stolen from the front of my home in Concord CA and unfortunately the thief received a very nice bonus - my camera gear was in the trunk!! Including:
Forest green Tamrac back pack
EOS-3
Rebel XTi
17-40L
28-70L
100-400L IS
550ex flash
various filters and accessories
Kirk BH-1 Ball head and Boden 3021B (Manfrotto)tripod
Please keep an eye out for any of the items listed in ads and pay special attention to:
No box and/or warranty card(s) included
Non technical/unusual descriptions
No instruction manual(s) included
I can be reached at tlujan@msn.com or (925) 639-8347.
If anyone helps me recover my gear, I will give them (all I have left):
a Minolta 2,820dpi film scanner
a Vivitar (canon mount) 19-35mm Lens
a Bogen 3001B tripod
a hug (only if you want one)
Tim, sorry to hear about the loss. If I may ask - does your car insurance cover just the theft of the car only, or it covers the theft of anything left inside the car too? I guess it won't hurt to find this out from the insurance company.
Regards, Ashutosh
Posted by Alice Scoggins on December 16, 2006 at 3:37 PM
As an adjuster, I'm sure the car insurance won't cover the items (unless the insurance laws are vastly different in California). Your homeowners insurance should cover the items. There may be limitations if you use the items for business, and of course subject to your deductible. I hope your car and your photo gear is recovered!!
Posted by Jack Graham on December 16, 2006 at 5:02 PM
Tim,
I am sure you did but just in case file a a police report.
JG
Posted by Basil Greber on December 16, 2006 at 6:33 PM
Have you thought about publishing the serial numbers of your camera and lenses?
Basil
Posted by Steve Foss on December 16, 2006 at 8:56 PM
Tim, I'm really sorry this happened. UIn addition to the other good suggestions, you might call the pawn shops in Concord, Martinez, and Oakland and have them be on the watch for your stuff.
For the rest of us, this is a good time to be sure we have all the serial numbers of our photo stuff in one place, and also have pictures of all the stuff. . Good proff of ownership, and a great help to the police in watching the pawn shops.
A small rider on home Owners covers a LOT of photo stuff, and is well worth it.
Sandy r
Posted by Tim Lujan on December 17, 2006 at 2:00 PM
Thank you for the replies,
I did file a police report.
It is not covered by my car insurance.
I contacted my home insurance company and am still waiting for a call from an adjuster. I am concerned they will have a limit on items such as camera equipment. I just learned that you can list certain categories of property to ensure proper coverage.
Alice, do you know anything about payout limits on non specified items?
I do have all of my receipts and serial #s I have are as follows:
EOS-3 2741868
Rebel XTi 0520163025
17-40L 2100280160
28-70L 109881
100-400L IS 221426
Posted by Alice Scoggins on December 17, 2006 at 6:10 PM
There should not be a limit on photographic equipment. In North Carolina, there is a limit for business personal property: $200 if stolen away from your residence, and $1500, if I remember correctly, if stolen from the residence premesis. Since you have a police report and receipts you should have no trouble settling your claim. In the future, you should add inland marine coverage (a rider to your homeowners insurance) for your photo equipment. Not only will this eliminate any worries about limits that you can collect, but will cover your equipment for just about anything that can happen to it. For instance, if you accidently knock your camera & tripod off a cliff, that would NOT be covered on your homeowners policy, but would be covered if you had inland marine coverage. Good luck, and I hope the claim goes well!
Alice, that's good advice to all who have a lot invested in their gear. I sure am glad my agent told about the inland marine coverage.
Tim, I'm sorry you lost your stuff. Bummer. And hope you get can recover all by some means or other.
Discussion
9 repliesIt’s been a while since last I posted here and I wish my motivation to do so again was for a better reason.
My car was recently stolen from the front of my home in Concord CA and unfortunately the thief received a very nice bonus - my camera gear was in the trunk!! Including:
Forest green Tamrac back pack
EOS-3
Rebel XTi
17-40L
28-70L
100-400L IS
550ex flash
various filters and accessories
Kirk BH-1 Ball head and Boden 3021B (Manfrotto)tripod
Please keep an eye out for any of the items listed in ads and pay special attention to:
No box and/or warranty card(s) included
Non technical/unusual descriptions
No instruction manual(s) included
I can be reached at tlujan@msn.com or (925) 639-8347.
If anyone helps me recover my gear, I will give them (all I have left):
a Minolta 2,820dpi film scanner
a Vivitar (canon mount) 19-35mm Lens
a Bogen 3001B tripod
a hug (only if you want one)
Thanks
Regards, Ashutosh
I am sure you did but just in case file a a police report.
JG
Basil
Good advice has been given.
For the rest of us, this is a good time to be sure we have all the serial numbers of our photo stuff in one place, and also have pictures of all the stuff. . Good proff of ownership, and a great help to the police in watching the pawn shops.
A small rider on home Owners covers a LOT of photo stuff, and is well worth it.
Sandy r
I did file a police report.
It is not covered by my car insurance.
I contacted my home insurance company and am still waiting for a call from an adjuster. I am concerned they will have a limit on items such as camera equipment. I just learned that you can list certain categories of property to ensure proper coverage.
Alice, do you know anything about payout limits on non specified items?
I do have all of my receipts and serial #s I have are as follows:
EOS-3 2741868
Rebel XTi 0520163025
17-40L 2100280160
28-70L 109881
100-400L IS 221426
Tim, I'm sorry you lost your stuff. Bummer.